The "free" credit reports advertisements are predatory and should be stopped...NOW. I signed up for one and they would allow for one month free with an automatic monthly payment after the "free" month. I cancelled as soon as I noticed this. They have sent me emails to sign up again. I also think that the ads from those companies saying they can help you lower your credit card debt by working with your credit card issuers should be stopped as well. They charge an exboritant amount of money for their services and this can be done by yourself. Shame on these companies. Protect the consumer NOW so banks CANNOT keep taking advantage of middle class consumers. And it middle class -- the wealthy certainly don't need this type of service.
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00767
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures