16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00761

Submission Number:
545091-00761
Commenter:
Mr. Timothy Prosser
State:
MI
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I support your proposal to require a separate landing page on sites which advertise free reports which explains that the reports are NOT the free reports guaranteed by the federal government. I also support your proposal to delay advertising for other credit products until after consumers obtain their free annual credit reports. Misleading advertisements have become increasingly numerous over the past couple of decades, and need to be reined in to stop unscrupulous companies from taking advantage of less-savvy citizens. I support and welcome any improvements you can make in this area. Thank you, Timothy Prosser