16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00741

Submission Number:
545091-00741
Commenter:
-Will VanderToolen-
Organization:
AAA Fair Credit Foundation
State:
UT
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I strongly encourage you to excersize efforts to create more prominent warnings for consumers. I speak with inviduals weekly who have vistited "free credit report" type websites and have ended up paying for a service when they thought they were just getting the report for free. This practice can be confusing and predatory. Additional disclosures, if shared prominently, will help some consumers avoid paying for a product they did not intend to purchase.