16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00722

Submission Number:
545091-00722
Commenter:
Mr James Hand
State:
IN
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

Please do something to force companies that advertise "Free" products or services to fully disclose their definition of Free. To often they are not free at all and are just teasers to cleverly hook people into buying into the service with an automatic recurring billing never alluded to at all. The freecreditreport.com commercials are a perfect example of this. I am currently unemployed and even there I will find a job listed on an employment board that after looking at it and filling out all the information, adding my resume and cover letter, I find the last step is signing up for a membership to a application and resume forwarding service to actually apply for the job. The fees range from $29.99 to $59.99 to apply for the job. Some even want the fees repaid after as few as 20 applications. Things are tough enough without these companies disguising what they do, especially since you don't find out until spending over an hour filling out the application and all. Thank you.