16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00690

Submission Number:
545091-00690
Commenter:
Ms Karen Sulprizio
State:
FL
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

My son is 21 and looking for a job. One of the "employers" on Craigslist in our area required that anyone applying for the job had to submit their ONW credit report - and he recommended "FREECREDIT REPORT.COM" My son doesn't HAVE any credit, but I logged onto their site & was required to put my credit card number in. The "Credit Report" doesn't arrive for 45 days - however, after 30 days- they automatically sign you up for 3 other chargable services. When I realized that, I tried to 'cancel' but was told I had to CALL ALL THREE COMPANIES. I was "On Hold" for about 1 1/2 hrs, total, with all 3 companies CANCELING the service. This is just WRONG. It's misleading the public and isn't free at all, especially when the 'free report' won't arrive until after they charge you for services.