16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00581

Submission Number:
545091-00581
Commenter:
VICKI SAMMONS
State:
MD
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I was duped into paying for my "free" credit report. I would like the FTC to enforce tighter restrictions on the credit bureas so that others are not taken like I was. The commercial advertising that steers you away from the free credit report mandated by federal law needs to cease. One idea is to have a HUGE disclosure alerting you that you have not arrived at the free credit report provided for by federal law. I got some of my money back after calling but not all of it but this deception should not be allowed. Thank you.