16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00575

Submission Number:
545091-00575
Commenter:
Jerry Jurgens
State:
WA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I have just gone through the process of getting my free credit report. I found the process very confusing and irritating. I started with TransUnion and found myself in a dead-end. I then went through the entire process again with Equifax. I did get a report but I deemed the format to be intentionally confusing. Certainly the procedure can, and should, be made much more straight forward.