Because I placed a security freeze on my credit files to further protect them, I cannot get the annual free credit report online from Equifax to which I am entitled. I can get it via mail, but I have to mail Equifax a copy of my social security card and a utility bill showing my address in order to receive the report. I feel mailing my social security number to them is itself a security risk. Both Experion and Transunion allow me to request the free annual report online despite the security free. I feel that Equifax should also provide a means for those of us with a security freeze to also be able to obtain our annual report securely.
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00538
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures