16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00533

Submission Number:
545091-00533
Commenter:
Thomas Smith
State:
PA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

You should disallow the deceptive advertising that freecreditreport.com engages in. Although i'm sure they have a disclaimer, which no one without binoculars is capable of actually reading, they do not offer free credit reports. I'm of the opinion that you should not be able to advertise something as being 'free' and then require a credit card number and begin billing people.