16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00531

Submission Number:
545091-00531
Commenter:
Mr. Jon Sternberg
State:
WI
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I strongly support the proposed amendments to the Commission's Free Annual File Disclosures Rule. I am a technologically-savvy consumer and feel comfortable ignoring the advertisements for paid services when I regularly retrieve my free credit report. However, I adamantly believe that individuals who are less technologically-savvy could be confused into signing up for services for which the terms and conditions are not clear in their mind.