16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00520

Submission Number:
545091-00520
Commenter:
j Geiger
Organization:
siemens healthcare diagnostics
State:
IN
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I feel it is ludicrous that these companies have the opportunity to upsell their products the way they can when individuals are seeking their free credit report. Many people will get missdirected when navigating the web site. I am PC literate and I fell for it. To this day I am not sure how I did it, issuing a credit card number to this particular company. I am very careful because of ID theft. We shred lots of stuff at home. We never use my mail box at home, we use a post office box. As you know, the consumer carries the burden should ID theft occur. Our government does little to help. You are really on your own and YOU know that. Any idea how many others have fell for this trap? These companies have no business taking advantage of people that are not careful and YOU know that. Make the change for the better for us, not for the companies.......