I requested my first 'free' credit report this past year. I used the e-mail address found in the newspaper. I thought I had completed the process- and had printed out my three credit reports- when I was notified by e-mail that I owed $25.00 for my years monitoring. I responded that it was 'free' and was told that the information was free, but your credit number was not free and that is what they were charging me for. I tried, without success, to deny payment- but in the end I had to pay the amount and then they cancelled the future credit monitoring. I strongly support the efforts to have the credit information available- and then the option of applying for future credit monitoring after you have your credit report.
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00510
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures