16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00481

Submission Number:
545091-00481
Commenter:
Mr Kenneth Conte
State:
TX
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

The free credit reports are worthless without the credit score? These scores should be included at no cost to consumer instead of having to pay for them? Also, the credit reports are very confusing for the average consumer to understand whats going on?