16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00478

Submission Number:
545091-00478
Commenter:
Mr Trace Ordiway
State:
TX
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

Absolutely agree with your proposed changes. Would also like to see credit score provided free twice per year - all lenders use FICO and Beacon scores exclusively and consumers cannot accurately guess their scores. A free credit report is a must, but a free credit report plus release of FICO score would truly serve the public interest.