16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00425

Submission Number:
545091-00425
Commenter:
Mr. Estel
State:
CA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

This rule is overdue. There is one company, with the same ownership as one of the credit reporting agencies, which is especially abusive. I am very careful about not signing up for things on line, but I somehow clicked the wrong place and was being billed $15 per month for a service I did not need or want. My research showed that this company had been fined several times by your agency, but they continue thier abuses. It takes a phone call and a bit of persistence to get them to cancel the service, but your new rule should greatly reduce the incidence of people being billed for a service they do not want.