16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00357

Submission Number:
545091-00357
Commenter:
Myles Frechette
State:
MD
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I have read the changes proposed on this issue by the FTC and support them all. I read a newspaper ad offering a free annual credit reportabout two and a half months ago. After getting on the website I had to go through several pages of questions and ended up, without noticing on a website called TrueAssure.com San Carlos. I ordered a free report and they asked for a credit card number for "verification" purposes. Like a fool I gave them one. The next month I saw my credit card bill showing I had paid $29.95 for the "free" report. The following month I was charged another $29.95 for the credit report. I called up True Assure and they took me of the list and said they would discontinue monitoring my credit. I feel like a fool having paid $ 60 for a "free report" because I was confused by a website. Thank you for taking steps to ensure that my mistake can no longer be repeated by others.