I went to the "Free Credit" report site affiliated with Equifax and created a new account in the hopes of obtaining all (3) scores and determining my eligibility for a mortgage. They asked for a credit card, but stated it would not be charged for 14 days - they in fact charged the $ 14.95 for enrolling immediately and charged $ 24.95 for all 3 reports. When I actually attempted to view all (3) reports, I was told my identity could not be "validated". Turns our transunion has had a secondary SSN on my report for the past 2 months - it is one digit off from my actual SSN. It took 4 weeks and the help of my bank to have the money refunded as I did not receive all 3 credit reports - still fighting with Transunion to have the issues corrected - apparently no one can pull my credit now.
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00348
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures