16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00346

Submission Number:
545091-00346
Commenter:
Mr Raymond Spiro
Organization:
Retired-MGR USPS
State:
ME
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

Since my retirement I work with Seniors many who live alone and come to Comunity Programs..While some can use the Internet/Computer etc., many more can not. In helping them and explaining various programs to them which they can use to protect their resources, it often leads to frustration and no action. Volunteers work with them to assist and often are Also frustrated by the time and effort spent necessary to accomplish what should be simple information. Getting Credit Reports is a perfect example of that. We go through sooooo much advertising before we can get to the nitty gritty of what the Seniiors need. PLEASE LET US GET TO THE REPORTS FIRST AND SAVE ALL THE ADVERTISING FOR LAST AND BE AN OPTION FOR THE REQUESTER. Thank you. Ray Spiro