16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00328

Submission Number:
545091-00328
Commenter:
Mr Justin Shelly
State:
NE
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I believe that advertising for credit bureau services should, at minimum, be restricted to being displayed after the credit bureau is shown to the customer. However, I think that the government-operated annualcreditreport.com should be free of advertisements to prevent any confusion when accessing the credit report. A simple mistake of clicking on these advertisements can lead to the enrollment in an ongoing charge to view a credit report that is provided free of charge.