16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00308

Submission Number:
545091-00308
Commenter:
Mr Andrew Dekreon
State:
AK
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

All of the credit agency's make it extremely difficult and time-consuming to actually get the free report. I feel I am very savvy, but I almost signed up for a monthly fee service inadvertently when trying to get my free report. Since the program began I also have always had at least one of the three agencies refuse to provide one for unclear reasons that were never explained.