16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00296

Submission Number:
545091-00296
Commenter:
Roy Bishop
State:
NC
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

The purpose of checking your credit report is to see the score being reported, not to see your history. Please require them to provide the score they have computed and are selling based on your history. You must be able to see if the score is unreasonable based on your history. This is the data that is critical to what an individual needs to monitor, not the details.