16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00283

Submission Number:
545091-00283
Commenter:
Michael Lodge-Paolini
State:
ME
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

The 3 bureaus should be required to allow as many individual free credit reports as a person wants on themselves. The nature of credit reports is not some entity that the consumer get to opt in for. When I became an adult I wasn't asked if I want to have every financial issue of my life recorded. So if I want to see what these non-optional bureaucracies are saying about my financial viability, then I should be allowed to, for free as much as I desire. It is my information after all. I don't have to pay my doctors office to see my medical records. Also users of a federally mandated website should never by solicited for any products or services before, during or after using the website to retrieve their information.