The 3 bureaus should be required to allow as many individual free credit reports as a person wants on themselves. The nature of credit reports is not some entity that the consumer get to opt in for. When I became an adult I wasn't asked if I want to have every financial issue of my life recorded. So if I want to see what these non-optional bureaucracies are saying about my financial viability, then I should be allowed to, for free as much as I desire. It is my information after all. I don't have to pay my doctors office to see my medical records. Also users of a federally mandated website should never by solicited for any products or services before, during or after using the website to retrieve their information.
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00283
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures