16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00270

Submission Number:
545091-00270
Commenter:
Ben H
State:
MA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

As many other commenters probably agree with, I propose a method of retrieving a credit report that doesn't require one to visit sites other than the one you navigate to. This would eliminate the advertisements that currently plague the system and would be less difficult to navigate. Secondly, I would like my free credit reports to include my FICO number. I'm not sure if this is legal or possible, but people do want that number without paying for it or subscribing to a recurring service. In fact, as my credit report is generally fairly clean and, well, boring, I would prefer a report that shows me my FICO number above all else.