16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00261

Submission Number:
545091-00261
Commenter:
Stuart Carlow
State:
MD
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I am fully in support of the proposed changes. As it stands now, the public is intentionally fooled into signing up for a service that they thought was free. The proposals clarify what is free and what is not, and postpones and for-charge offers until the free credit report is received.