16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00252

Submission Number:
545091-00252
Commenter:
Mr. Benjamin Garbe
State:
IL
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I agree with all the proposed rules changes. Additionally, I suggest you make it mandatory to reveal what each service lists as your "credit score". The report without the score is fairly useless. Also, there needs to be a better system for discovering that damaging information has been added to your report. I propose that each service allow users to sign up to be notified when such information is added and given a 90-day window to respond and/or dispute the addition of negative information.