16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00247

Submission Number:
545091-00247
Commenter:
Mr Dustin Kim
State:
TX
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

Rather than limiting the access to once and only once per year for each credit bureau, it would be nice if consumers could access their credit reports for a period of a week or a month after the first download per year. I have had problems where I would try to load a report, encounter a problem, try to reload and receive a message indicating I had already accessed the report.