When I called Experian requesting my free credit report. I was told I had to accept a service they provided for about $25.00 a month. They would then check my credit report for me every month. I told them that I did not need that and was told that before I could get my free report, I had to sign up with them for their services. If I did not want the service, I could cancel with-in about 7-14 days and I would then get my report. The report that I received had my credit reference from 2 other companies in addition to Experian. This was an extremely unpleasant experience. I felt helpless because I did not know what to do or to contact about this problem.
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00228
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures