16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00225

Submission Number:
545091-00225
Commenter:
A Star
State:
NY
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

The name of your site should be changed to include (dot) GOV so that people do not confuse it with the other paid service. The free annual credit report website should have an option to allow a person who has already placed a FREEZE on their credit report to thaw it for the sole purpose of obtaining their annual credit report for free. If I am not mistaken, currently in order to obtain a report, one must first thaw their file then use your site to request a report. This MUST be made easier. Also, for those who have a PIN code to thaw their reports, we should be offered the option to obtain electronic copies of our report online instantly by entering our pin codes as verification. CAN YOU PLEASE MAKE IT POSSIBLE TO FREEZE OUR REPORTS ELECTRONICALLY?