16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00218

Submission Number:
545091-00218
Commenter:
Garry Jaffe
State:
IL
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

1. Change the site to annualcreditreport.gov. 2. Set it up so I can see when & with which credit agency I checked with so I do them at a regular basis. 3. Set up an email reminder to check my credit, there are three major companies, email every four months. 4. Make it a felony to charge for credit reports unless you're requesting one less than 365 days since the previous request.