16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00209

Submission Number:
545091-00209
Commenter:
Jeffrey Breitner
State:
MI
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

If paid credit monitoring services marketed in my annual disclosure provide safety and security, then why am I only permitted one report per year? It seems to me that I should be able to access my report whenever I feel there is any problem with my credit profile at any of the agencies. It is important that disclosures be more frequent than once per year.