16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00195

Submission Number:
545091-00195
Commenter:
Mr. Mark Carter
State:
MD
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

Please remove all advertising and marketing by the credit bureaus before, during, and after the process of obtaining an annual free credit report. I was confused and uncertain about whether the site was legitimate because of all the "offers" to subscribe to paid services. Moreover, the bureaus bombard one with email advertisements afterward. Finally, the resulting report is less than readable. It would be best to establish a standardized report form, like the HUD 1 for mortgage loans. I also wish the freecreditreport.com folks didn't make their site look so much like the annualcreditreport.com site! Thank you, -Mark