16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00191

Submission Number:
545091-00191
Commenter:
Mitchele Vigil
Organization:
MXV Investment Corp.
State:
NM
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I find it specious that the credit beaureas are allowed to trick people into paying for services on what is supposed to be a method for a person to gather his credit report for free! As well, the fine folks at Trans Union do not even have the correct information, as such I was unable to verify my own account! This is a great example of what consumers complain about, the fact that these data aggregators do not maintain accurate information, and the system to correct these errors is horrid! There is no need for these incumberances save for the fact that the Federal government work for the behalf of corporations and not for the American citizen!