16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00190

Submission Number:
545091-00190
Commenter:
Macy Harney
State:
RI
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

This is in regard to freecreditreport.com. I went online to obtain my "free" credit report. While it was technically free, I had to enter a credit card number or wouldn't be able to get my free credit report. You also had to cancel within 7 days in order to not be charged for a monthly credit report. I could not obtain my first free credit report unless I entered the information. While they company did reverse the charges, it still is quite misleading.