16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00174

Submission Number:
545091-00174
Commenter:
Ms. Charlotte Rifenberg
State:
MI
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I went to Experian to get an annual free credit report which I received. Only when I noticed a $14.95 fee on my Visa statement did I know that I had signed up for a continuing service which I don't need or want. This is very confusing. I hope you can require a way to get the free credit report without being "conned" into paying for something unnecessary. Thank you.