16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00131

Submission Number:
545091-00131
Commenter:
Patricia Kerfoot
State:
ME
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I think that the free credit report should be available without any commercial linkage at all. I am a reasonably intelligent and computer literate person, and I found the experience of attempting to get my free credit report without getting ensnared by the offers of the credit reporting companies infuriating. I don't see any reason they should profit from the need of people to obtain their credit report.