16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00116

Submission Number:
545091-00116
Commenter:
Mr Kenneth Izumi
State:
TZ
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

Current websites are confusing and thus deceptive in the method of applying for a credit report. The credit reporting agencies must be mandated to have a secure and simple form. Fee-for-service advertising must not appear in the application. Only after the form is completed and securely submitted may such advertising appear, and it must be clearly marked as fee-for-service.