16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00111

Submission Number:
545091-00111
Commenter:
Mr. Edward Praley Jr.
State:
MD
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

Ladies & Gentlemen I request that you end the practice of posting commercial advertisement on the Free Credit Annual Report site. Obtaining the free credit report a annual bases is a need without outside commercial activity. I access the site once a year for the purpose of monitoring my credit activity. The credit score that is required by major lenders are and added cost and require a fee which is billed monthly if you donot request termination of the service. In my case I had to stop payment to the service through the credit card company. Finally the service and the billing was finally halted after my request and the request of the credit card company. Sad to say I then needed to view my credit report again at a cost to make sure there was not any discrepencies with the dispute. Thanks for your attention to this matter Edward Praley Jr.