16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00110

Submission Number:
545091-00110
Commenter:
Robert Bielen
State:
CA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

When I accessed the website for my free annual credit report I was exposed to a confusing array of choices which I had to wade through to obtain the report I wanted. This should be prohibited. Additionally, one month after obtaining my report I received an unsolicited email implying that I had subscribed to a credit monitoring service when I requested my annual report. I had not done so. I noticed in the unsolicited email that, by clicking on the site, I would automatically begin the monitoring service. This is deceptive. A website with no advertising, tricks, deceptive practices is needed.