Thanks to a newspaper article that clearly explained what I needed to do to get a free credit report, I was able to succeed this year. However, last year was a disaster - thanks to the commercial advertising. Not being terribly computer-literate, I thought I was obligated to go through all the steps to finally get my free report. So I ordered the "Credit Score" and "monitoring service," resulting in six separate charges to my credit card. As it turned out, I did not receive scores from all three agencies, and I didn't know how to get the monitoring information. THEREFORE, I think that all the advertising should be absolutely eliminated from this website - or, at least, presented after one has ordered/printed the free credit report. Thank you very much.
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00108
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures