16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00104

Submission Number:
545091-00104
Commenter:
Mr. William Bierbower
State:
AL
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I write to strongly support the proposed rule. All advertising/marketing should be prohibited until after the consumer has received the requested credit report. My experience, when I sought a credit report on-line was: I had to read and decline all ads, and then the requested credit report was never sent. The "deal' apparently was: to get the credit report, you had to first buy something extra from the reporting company. Otherwise, 'oops!", the request got "lost". Time to stop this racket. Please quickly adopt the proposed rule. Respectfully submitted, William J. Bierbower