I just got my free yearly Experian report. It's mildly annoying that I have to set up a reminder system so that I get the reports each year. But that isn't something I think you need to particularly worry about. What I found confusing and irritating was having to find the "get your free report" button at the bottom of a long page of advertising. If I wasn't fairly savvy, I am pretty certain I would have assumed that I needed to click on the ad part and would have ended up paying. I REALLY don't think the credit report companies should try and bamboozle people into paying for their free report! Thanks.
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00087
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures