16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00084

Submission Number:
545091-00084
Commenter:
Mr. Christopher Fraction
State:
MO
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

IT is a shame the way the credit reporters make up the score that is your credit score, they do not tell how that reach that number The number usually does not reflect what your credit worthiness REALLY is just a number that enhances the ability of the Credit reporter's ability to make more money off of the Scoring process, IT SUCKS The report needs to be free and available ALL the time, they should send you an alert if your score changes by more than 10 points down....immediately