16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00081

Submission Number:
545091-00081
Commenter:
Ms Frances Martin
State:
FL
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I agree 100% that the annualcreditreport.com should be completely commercial-free. I have gotten lost in a maze of 'offers' that I have almost quit accessing the site. Without computer savvy and inherent wariness of businesses trying to get your money, the average user can be duped. It undermines the purpose of the sites. I support all the proposed initiatives except the audio disclosure one. Please stop the deceptive marketing and keep consumers from unwittingly being taken hostage by businesses. If advertising is allowed at all, it should be AFTER the consumer obtains the free report. Thank you for taking on this worthwhile fight for the consumer.