16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00075

Submission Number:
545091-00075
Commenter:
Ellsworth Ware, III
State:
MO
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I had to steer through a lot of commercial come-ons to get my free credit reports from Transunion and Equifax in February and August, respectively. Their websites are quite vague in steering an individual through a lot of double-talk advertising to avoid inadvertently agreeing to pay for some credit-repair or monitoring service that he doesn't want and did not bargain for when logging in personal information needed to download the report. The credit reporting agencies should wipe all these subterfuges off their websites immediately!!