16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00057

Submission Number:
545091-00057
Commenter:
Mr John Fitzgerald
State:
PA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

As a private individual and consumer, I believe we should be entitled to receive either through the mail or by email a free credit report on a monthly basis if we choose to receive it this frequently. All of these credit agencies are making their money and profit on our backs. For this reason, we should be entitled to receive such reports monthly FREE. The alternative would be for them to PAY US a fee for the information they collect on us and then sell to potential lenders, etc.