16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00041

Submission Number:
545091-00041
Commenter:
Mr. Robert Larsen
State:
CA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

Dear Sir/Madam, Please remove all advertising and marketing by the credit bureaus before, during and even after the process of getting a free credit report. I teach computer classes to seniors at the Monrovia Unified School District in Southern California. My anecdotal evidence that the www.annualcreditreport.com web site is confusing is that out of about 30 students, maybe only about 5 or 10 seniors can figure it out. As for www.freecreditreport.com, I have students constantly ask if that is the officially sanctioned web site to get their 3 free credit reports. The www.freecreditreport.com web site and it's commercials are VERY DECEIVING and should be stopped. Thank you, Robert Larsen