16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00027

Submission Number:
545091-00027
Commenter:
Schairer
State:
MA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I was told that I was entitled to a years free credit report because my private information was compromised. I did not use it because I do not trust the credit report sites. In addition credit report sites keep sending me e mails telling me to check their site.Now that I am aware that there is truly a public free site, instead of those advertised on television, I will attempt to check my credit.I do not have a credit problem, but it always startles me when I am in a situation where my credit has to be checked and it can be done by an outside agency (utility company, auto dealers, etc.) in the time it takes to put me on hold and come back with an answer.Please keep the public site available, but not linked to private, for fee, sites.