A couple of years ago I used this gov. web site to get my free credit report. I did get them without cost and that was not the problem. None of the reports gave me an overall credit score.(Such as 750 for example). I was interested in this and did some more research only to find out that in order to get this overall score from any of the credit report agencys I had to pay an extra fee. I felt that the score should be part of the free section of information and choose not to get the score because I did not want to enroll in a credit reporting agency program. When you get a car or etc they check the score and not a detailed report. The score should be part of the free report.
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00011
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures