16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments #543670-00127

Submission Number:
543670-00127
Commenter:
Mrs. Debbie Janz -
Organization:
Freedom Debt Relief
State:
MI
Initiative Name:
16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments
I want to tell you our story: Without Freedom Debt Relief Company we would be in ruins, they saved us from going bankrupt. It all started a long time ago when we were in our early twenties. It was OUR fault from the very beginning, and it was so easy to get credit cards anywhere and for anything. We had a lot of fun, AT FIRST, getting what we could not afford but then we messed up big time. We got so deep in a hole that we could never pull ourselves out, at least all alone. Our credit cards turned into another terrible revolving circle of "borrowing from Peter to pay Paul". We did not realize what we were really doing until it was too late, we were stuck in an even deeper hole then ever before. When we finally realized what kind of terrible hole we had gotten ourselves into, we were so very lost. We had dealt so much with creditors and their debt collectors and on top of dealing with our MAJOR failure that we were to the point of it being unbearable. We needed help from someone !!! We did some research and we were so very relieved to find Freedom Debt Relief. Once they took over it was as if we could immediately see a peek of light at the top of our huge hole that we had dug so deep for ourselves. Without Freedom Debt Relief company we would be without the peace of mind that we would ever succeed in life alone on our own. They sent us newsletters each month on how to get a hold of our finances and how to move forward. They took such good care of us and in the process we had the relief that we did not have to deal with creditors anymore, because they are not very nice. Plus, we were NOT getting anywhere with them anyways because we had no where to go by then. Freedom Debt Relief was a God-send for us to help us get to where we should be from the get-go. It is nice to know that we have paid our debts and we are credit card debt free. We completed our agreement in June of 2009. We have not gotten any credit cards since we started their program three years ago. We have learned to get only what we are able to afford and live within our means at the same time. That DEEP hole we had dug for ourselves in finally closed and will remain that way FOREVER !!! THANKS TO FREEDOM DEBT RELIEF !!!!