16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments #543670-00102

Submission Number:
543670-00102
Commenter:
Sue Patterson
State:
CO
Initiative Name:
16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments
Prior to enrolling with Freedom Debt Relief in 2005, I could not keep up with the minimum payments on my credit cards, medical bills, car payment, food, and other expenses and was starting to fall behind. I drew up a bare bones budget, and was still $100 a month short. I did some looking around on the Internet for debt help programs, and visited a credit counseling company. I found that Freedom Debt Relief offered the best program and thge lowest monthly payments. Freedom Debt Relief's monthly payments were much lower than what the credit counselors had asked for, and about $200 a month less than what I had been paying just to make the minimum payments on my credit cards.This made a huge difference! It made my life livable. Now I could afford my nine prescription drugs and pay the rental on an oxygen concentrator. And getting the credit cards paid off allowed me to turn around and pay off my car, which made 2008 even better! Regards, Sue Patterson in Colorado